Reliability, or merit or credit rating depends essentially on three sets of circumstances:
1.circostanze andamentali;
2.circostanze qualitative, quantitative
3.circostanze. We will briefly
these three different ways to approach, but the important thing is to understand just how important the specific subject, namely related to the arbitrary assessment of the bank itself in the person of our party.
The trick, or rather, the ability of the entrepreneur, is in shaping their own reality in a "spendable" against the Bank.
We will see it as a risk analysis of credit is not only inherent in numerical values, but also due to the entrepreneur, the his story, his charisma, his reliability. It then assesses the person as well as the enterprise.
a situation objectively, it can be seen in two diametrically opposed ways. Half full or half empty.
Likewise, a company may be perceived as performing or decoction, depending on how it is presented.
This is part of the new concept that you will need the bank, that is, understanding it as a stake holder (bearer of interest) rather than just as a lender.
The Company is not a system unto itself, detached from reality, but it is an organic component of the economic fabric in which it operates.
From this point of view, therefore, the company is tied hand in glove with all the economic realities that interact with it by a ratio of "interest" so that each component of the system proceeds in its business profitably.
In this context, the relationship with the Bank has to seek to understand if and what are the synergies achievable as well as a simple ratio of donor-funded.
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